Retirement Planning

Christopher and his team will review your retirement needs, and create a plan to help meet your retirement goals.  Retirement plans are reviewed annually to ensure you remain on track and to avoid any financial surprises at retirement.

Portfolio Reviews

Chris and his team will meet with you for regular comprehensive reviews of your portfolio. The review is designed to let you know exactly how your portfolio and financial plan have performed and to discuss any recommended changes.  

Estate Planning

No one wants to leave more to the CRA than necessary when they pass away. Estate planning explores strategies to minimize or eliminate the impact of estate taxes so the bulk of your estate passes to your family.

Tax Minimization

No one wants to pay more tax than necessary on their investments. The Gray Team will ensure your portfolio is tax efficient, so you keep more of your hard earned capital.

Protecting Your Family

The financial strains caused by loss of health or life can be offset by appropriate insurance planning in order to protect your family.

Tax Reporting

In the first quarter of each year, Chris’s team will provide you  with the following reports to simplify  the preparation required for your annual tax return: Capital Gain/Loss Review, RSP Receipt, Interest Earned report and Expense summary.

Portfolio Monitoring

All portfolios are regularly monitored and balanced to ensure optimal performance.

Education Planning

Guidance on how to maximize the value of your Registered Education Savings Plans (RESPs), and information about other options.

Charitable Giving

Giving to charity in tax efficient ways.

Have questions about your financial plan? Contact Us Today!